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Payment Provider

Payment-provider

Payment-provider privacy policy summary Data subjects: Visitors to the website Purpose: To enable and optimise the payment process on our website Data processed: Data such as name, address, bank data (account number, credit card number, passwords, TANs, etc.), IP address and contract data For more details, please refer to the respective payment provider tool used. Storage period: depending on the payment provider used Legal basis: Art. 6 para. 1 lit. b GDPR (performance of a contract)

What is a payment provider?

We use online payment systems on our website that enable us and you to make payments securely and smoothly. In the process, personal data may also be sent to the respective payment provider, stored and processed there, among other things. Payment providers are online payment systems that enable you to place an order via online banking. In this case, the payment processing is carried out by the payment provider you have chosen. We then receive information about the payment made. This method can be used by any user who has an active online banking account with PIN and TAN. There are hardly any banks left that do not offer or accept such payment methods.

Why do we use payment providers on our website?

Of course, we want to offer the best possible service with our website and our integrated online shop so that you feel comfortable on our site and use our offers. We know that your time is valuable and that payment processes in particular must function quickly and smoothly. For these reasons, we offer you various payment providers. You can choose your preferred payment provider and pay in the usual way.

Which data is processed?

Which data exactly is processed depends of course on the respective payment provider. But basically, data such as name, address, bank data (account number, credit card number, passwords, TANs, etc.) are stored. These are necessary data to be able to carry out a transaction at all. In addition, any contractual data and user data, such as when you visit our website, what content you are interested in or which sub-pages you click on, may also be stored. Your IP address and information about the computer you are using are also stored by most payment providers. The data is usually stored and processed on the servers of the payment providers. We as the website operator do not receive this data. We are only informed whether the payment has worked or not. For identity and creditworthiness checks, payment providers may forward data to the appropriate office. The business and data protection principles of the respective provider always apply to all payment transactions. Therefore, please always check the General Terms and Conditions and the privacy policy of the payment provider. You also have the right to have data deleted or corrected at any time. Please contact the respective service provider regarding your rights (right of revocation, right to information and right to be affected).

Duration of data processing

We will inform you about the duration of data processing below if we have further information on this. In general, we only process personal data for as long as is strictly necessary for the provision of our services and products. If it is required by law, for example in the case of accounting, this storage period may be exceeded. For example, we keep accounting documents relating to a contract (invoices, contract documents, account statements, etc.) for 10 years (§ 147 AO) and other relevant business documents for 6 years (§ 247 HGB) after they are created.

Right of objection

You always have the right to information, correction and deletion of your personal data. If you have any questions, you can also contact responsible persons of the payment provider used at any time. You can find contact details either in our specific privacy policy or on the website of the relevant payment provider. You can delete, deactivate or manage cookies that payment providers use for their functions in your browser. Depending on which browser you use, this works in different ways. Please note, however, that the payment process may then no longer work.

Legal basis

We therefore offer other payment service providers (Art. 6 para. 1 lit. b GDPR) in addition to traditional banking/credit institutions for the processing of contractual or legal relationships. The privacy statements of the individual payment providers (such as Apple Pay, Klarna etc.) will provide you with a detailed overview of data processing and data storage. In addition, you can always contact the responsible parties if you have any questions about data protection-related topics. You will find information on the specific payment providers – if available – in the following sections.

Klarna Checkout Privacy Statement

Klarna Checkout Privacy Statement Summary Data subjects: website visitors Purpose: optimisation of the payment process on our website Processed data: Data such as name, address, bank details (account number, credit card number, passwords, TANs, etc.), IP address and contract data More details can be found below in this privacy policy. Storage period: Data is stored for as long as Klarna requires it for the processing purpose. Legal basis: Art. 6 para. 1 lit. c GDPR (Legal obligation), Art. 6 para. 1 lit. f GDPR (Legitimate interests)

What is Klarna Checkout?

We use the online payment system Klarna Checkout of the Swedish company Klarna Bank AB on our website. Klarna Bank has its head office at Sveavägen 46, 111 34 Stockholm, Sweden. If you decide to use this service, personal data will, among other things, be sent to Klarna, stored and processed. In this privacy policy, we would like to give you an overview of the data processing by Klarna. Klarna Checkout is a payment system for orders in an online shop. The user selects the payment method and Klarna Checkout handles the entire payment process. Once a user has made a payment via the Checkout system and entered the relevant data, future online purchases can be made even more quickly and easily. The Klarna system then already recognises the existing customer after entering the email address and postcode.

Why do we use Klarna Checkout for our website?

Our goal with our website and our integrated online shop is to provide you with the best possible service. This includes not only the overall experience on the website and alongside our offers, but also a smooth, fast and secure payment processing of your orders. To ensure this, we use the Klarna Checkout payment system.

What data is stored by Klarna Checkout?

As soon as you decide to use the Klarna payment service and pay via the Klarna Checkout payment method, you also transmit personal data to the company. On the Klarna Checkout page, technical data such as browser type, operating system, our internet address, date and time, language settings, time zone settings and IP address are collected from you and transmitted to and stored on Klarna’s servers. This data is also stored if you have not yet completed an order. When you order a product or service via our shop, you must enter personal data in the fields provided. This data is processed by Klarna for payment processing. In diesem Zusammenhang können folgende personenbezogene Daten (neben allgemeinen Produktinformationen) von Klarna gezielt zum Zwecke der Bonitäts- und Identitätsprüfung gespeichert und verarbeitet werden:

  • Kontaktdaten: Name, Geburtsdatum, Personalausweisnummer, Titel, Rechnungs- und Lieferadresse, E-Mail-Adresse, Telefonnummer, Nationalität oder Gehalt
  • Zahlungsinformationen wie Kreditkartendaten oder Ihre Kontonummer
  • Produktinformationen wie Sendungsnummer, Art des Artikels und Preis des Produkts

Darüber hinaus gibt es auch Daten, die optional erhoben werden können, wenn Sie sich bewusst dafür entscheiden. Dies sind z.B. politische, religiöse oder weltanschauliche Überzeugungen oder verschiedene Gesundheitsdaten. Neben den oben genannten Daten kann Klarna auch selbst oder durch Dritte (z.B. durch uns oder durch öffentliche Datenbanken) Daten über die von Ihnen gekauften oder bestellten Waren oder Dienstleistungen erheben. Dies können z.B. die Sendungsnummer oder die Art des bestellten Artikels sein, aber auch Informationen über Ihre Kreditwürdigkeit, über Ihr Einkommen oder Kreditvergaben. Klarna kann Ihre personenbezogenen Daten auch an Dienstleister wie Softwareanbieter, Datenspeicheranbieter oder uns als Händler weitergeben. Bei der automatischen Eingabe von Daten in ein Formular handelt es sich immer um Cookies. Wenn Sie diese Funktion nicht nutzen wollen, können Sie diese Cookies jederzeit deaktivieren. Weiter unten im Text finden Sie eine Anleitung, wie Sie Cookies in Ihrem Browser grundsätzlich löschen, deaktivieren oder verwalten können. Unsere Tests haben ergeben, dass keine Cookies direkt von Klarna gesetzt werden. Wenn Sie die Zahlungsart “Klarna Sofort” auswählen und auf “Bestellen” klicken, werden Sie auf die Sofort-Website weitergeleitet. Nach erfolgreicher Zahlung werden Sie auf unsere Dankeseite weitergeleitet. Dort setzt sofort.com das folgende Cookie: Name: SOFUEB Wert: e8cipp378mdscn9e17kajlfhv7311285347-4 Zweck: Dieses Cookie speichert Ihre Session-ID. Ablaufdatum: nach Beendigung der Browser-Sitzung

Wie lange und wo werden die Daten gespeichert?

Klarna bemüht sich, Ihre Daten nur innerhalb der EU oder des Europäischen Wirtschaftsraums (EWR) zu speichern. Es kann jedoch vorkommen, dass Daten außerhalb der EU/EWR übertragen werden. Wenn dies geschieht, stellt Klarna sicher, dass die Datenschutzrichtlinie mit der GDPR übereinstimmt und dass das Drittland in einem Angemessenheitsbeschluss der Europäischen Union ist. The data is always stored as long as Klarna needs it for the processing purpose.

How can I delete my data or prevent data storage?

You can withdraw your consent for Klarna to process personal data at any time. You also always have the right to information, correction and deletion of your personal data. To do so, all you need to do is contact the company or its Privacy Policy team by email at datenschutz@klarna.de. You can also contact Klarna directly via the Klarna website “My privacy request”. You can delete, deactivate or manage cookies that Klarna may use for its functions in your browser. Depending on which browser you use, this works in different ways. The following instructions show how to manage cookies in your browser: Chrome: Delete, activate and manage cookies in Chrome Safari: Manage cookies and website data with Safari Firefox: Delete cookies to remove data that websites have placed on your computer Internet Explorer: deleting and managing cookies Microsoft Edge: Deleting and Managing Cookies

Legal basis

We offer cookies as part of contractual or. legal relationships, because of legal obligations (Art. 6 para. 1 lit. c GDPR) and on the basis of legitimate interest (Art. 6 para. 1 lit.f GDPR) in addition to banking/credit institutions, also the payment service provider Klarna Checkout on. We hope we have given you a good overview of the data processing by Klarna. If you would like to learn more about how we handle your data, we recommend that you read the Klarna privacy statement at https://cdn.klarna.com/1.0/shared/content/legal/terms/0/de_at/privacy.

Stripe Privacy Policy

Stripe Privacy Policy Summary Data subjects: website visitors Purpose: optimising the payment process on our website Processed data: Data such as name, address, bank data (account number, credit card number, passwords, TANs, etc.), IP address and contract data More details can be found further on in this privacy statement Storage period: Data is stored until the cooperation with Stripe is terminated Legal basis: Art. 6 para. 1 lit. c GDPR (Legal Obligation), Art. 6 para. 1 lit. f GDPR (Legitimate Interests)

What is Stripe?

We use a payment tool from the American technology company and online payment service Stripe on our website. For customers within the EU, Stripe Payments Europe (Europe Ltd., 1 Grand Canal Street Lower, Grand Canal Dock, Dublin, Ireland) is responsible. This means that if you choose Stripe as your payment method, your payment will be processed through Stripe Payments. In this process, data necessary for the payment process will be forwarded to Stripe and stored. In this privacy policy, we give you an overview of this data processing and storage by Stripe and explain why we use Stripe on our website. The technology company Stripe offers payment solutions for online payments. With Stripe it is possible to accept credit and debit card payments in our webshop. Stripe takes care of the entire payment process. A big advantage of Stripe is, for example, that you never have to leave our website or shop during the payment process and the payment processing is very fast.

Why do we use Stripe for our website?

Of course we want to offer the best possible service with our website and our integrated online shop, so that you feel comfortable on our site and use our offers. We know that your time is precious and therefore payment processes in particular need to work quickly and smoothly. In addition to our other payment providers, we have found Stripe to be a partner that ensures secure and fast payment processing.

What data is stored by Stripe?

If you choose Stripe as your payment method, personal data about you will also be transmitted to Stripe and stored there. This is transaction data. This data includes the payment method (i.e. credit card, debit card or account number), bank code, currency, amount and date of payment. In the case of a transaction, your name, email address, billing or shipping address and sometimes your transaction history may also be transmitted. This data is necessary for authentication. Stripe may also collect your name, address, phone number and country in addition to technical data about your device (such as IP address) for fraud prevention, financial reporting and to fully provide its services. Stripe does not sell any of your data to independent third parties, such as marketing agencies or other companies that have nothing to do with the Stripe company. However, the data may be shared with internal departments, a limited number of external Stripe partners or for regulatory compliance purposes. Stripe also uses cookies to collect data. Here is a selection of cookies that Stripe may set during the payment process: Name: m Value: edd716e9-d28b-46f7-8a55-e05f1779e84e040456311285347-5 Purpose: This cookie appears when you select the payment method. It stores and recognises whether you access our website via a PC, tablet or smartphone. Expiration date: after 2 years Name: __stripe_mid Value: fc30f52c-b006-4722-af61-a7419a5b8819875de9311285347-1 Purpose: In order to perform a credit card transaction, this cookie is required. For this purpose, the cookie stores your session ID. Expiration date: after one year Name: __stripe_sid Value: 6fee719a-c67c-4ed2-b583-6a9a50895b122753fe Purpose: This cookie also stores your ID and is used for the payment process on our website by Stripe. Expiration date: after the session expires

How long and where is the data stored?

Personal data is generally stored for the duration of the service provision. This means that the data is stored until we terminate our relationship with Stripe. However, in order to comply with legal and regulatory obligations, Stripe may also store personal data beyond the duration of the service provision. As Stripe is a global company, data may also be stored in any country where Stripe provides services. Thus, data may also be stored outside your country, for example in the USA.

How can I delete my data or prevent data storage?

Please note that when using this tool, data about you may be stored and processed outside the EU. Most third countries (including the USA) are not considered secure under current European data protection law. So data to insecure third countries may not simply be transferred, stored and processed there unless there are appropriate safeguards (such as EU standard contractual clauses) between us and the non-European service provider. You always have the right to access, correct and delete your personal data. If you have any questions, you can also contact the Stripe team at any time via https://support.stripe.com/contact/email. You can delete, disable or manage cookies that Stripe uses for its functions in your browser. This works in different ways depending on which browser you use. However, please note that if you do this, the payment process may no longer work. The following instructions show how to manage cookies in your browser: Chrome: Delete, activate and manage cookies in Chrome Safari: Manage cookies and website data with Safari Firefox: Delete cookies to remove data that websites have placed on your computer Internet Explorer: deleting and managing cookies Microsoft Edge: Deleting and Managing Cookies

Legal basis

We offer cookies as part of contractual or. legal relationships, because of legal obligations (Art. 6 para. 1 lit. c GDPR) and on the basis of legitimate interest (Art. 6 para. 1 lit.f GDPR) in addition to banking/credit institutions, we also offer the payment service provider Stripe. We have now given you a general overview of the processing and storage of data by Stripe. If you want to obtain even more and even more detailed information, the detailed Stripe privacy statement at https://stripe.com/at/privacy serves as a good source.

Source: Created with the Privacy Policy Generator by AdSimple

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